Renewing your car insurance with Quashed

Renewing your car insurance can be stressful, but thanks to Quashed.co.nz, it doesn’t have to be. Whether you’re a seasoned driver or new to the road, Quashed streamlines the entire process, so you can find the best car insurance coverage while saving money. Oxford Finance proudly supports this service, and we’re excited to share it with our customers.

Insurance is a necessary step for every car owner when you arrange vehicle finance. When renewing or looking for car insurance, it’s important to understand the types of cover available. There are three major types of vehicle insurance:

• Third party – This is the most basic form of insurance and covers damage you cause to someone else’s vehicle or property. However, it does not cover any damage to your vehicle.
• Third party, fire and theft – This type of insurance covers damage to other people’s property and protects your car in the event of fire or theft, giving you extra peace of mind.
• Comprehensive insurance – This is the most extensive form of coverage, and if you get a car loan, you’ll need to purchase this level of insurance. It covers third-party damage and protects your vehicle against accidental loss or damage, including natural disasters, vandalism, or accidents.

Choosing the right type of car insurance depends on factors like your vehicle’s value, your budget, and how much risk you want to cover. Quashed helps you compare these options to find the policy that fits your needs and budget.

When renewing your car insurance, it’s a good idea to begin by reviewing the policy you are currently under. Key reasons to review include:

• Cost savings – Car insurance premiums can vary greatly depending on your circumstances, location, and the current market. For a better understanding of average premium costs across New Zealand, look at Quashed’s guide on the average cost of car, house, and content insurance. This resource insights into how these costs compare nationally, which can help you make an informed renewal decision.
• Ensuring optimal coverage – Your life’s circumstances change over time. Whether you add new drivers to your policy or simply change jobs, your insurance needs can shift. It’s important to review your insurance to match your current needs.
• Avoiding price increases – Some insurance companies may raise their prices annually. Reviewing and comparing your policy ensures you are not caught off guard by a price hike and are still getting cost-effective coverage.
• Access to new benefits – Insurance providers sometimes update their policies, introducing new features or benefits. By reviewing your policy, you can take advantage of these enhancements.

Quashed is an innovative insurance management platform that simplifies comparing, shopping, and renewing insurance. Here’s how Quashed helps you find the best car insurance policy:

• Comparison tool – Quashed allows you to compare your current car insurance policy’s premiums and features against other available options. This ensures you’re getting the best value for your money.
• Comprehensive analysis – The platform analyses various factors, such as coverage limits and add-ons, helping you make informed decisions that suit your specific needs.
• Annual shopping assistance – Quashed helps you shop for car insurance every year, making sure you always have access to comprehensive rates and the best coverage options available in the market.

Before you begin, you’ll need to have your existing car insurance policies on hand and ready to upload. Once you’ve done that, it’s a straightforward process.

• Policy tracking – Quashed stores all your insurance policies in one place, making it easy to track renewal dates and stay on top of your coverage.
• Automatic comparison – As your renewal date approaches, Quashed automatically compares your current policy to other available options in the market, helping you find the best deal.
• Renewal recommendations – Quashed provides personalised renewal recommendations, suggesting whether to stay with your current provider or switch to a more competitive option.
• Seamless renewal – Once you’ve chosen your new policy, you can renew it directly through the Quashed platform, making the entire process seamless and hassle-free.

Get started with Quashed

Renewing your car insurance doesn’t have to be a daunting task. With Quashed you can compare, shop, and renew your car insurance easily, all while ensuring you have the right coverage at the best price. By regularly reviewing your policy and using its comprehensive tools, you can save money and have peace of mind knowing you’re protected on the road. Get started with Quashed.co.nz today for free.