Vehicle, Business & Personal Finance made easy!

Oxford Finance is dedicated to simplifying the lending process and assisting Kiwis in achieving their financial goals.

Loan Calculator

Loan Amount:

Term Required: (months)

  • 12
  • 18
  • 24
  • 30
  • 36
  • 42
  • 48
  • 54
  • 60

Repayment Frequency

Your estimated weekly repayment amount is:

Total repayment over lifetime of loan: 0

Looking for a loan that works for you? We're here to help.

From car and business loans, to personal finance solutions. Our flexible and competitive options make borrowing simple. Try our loan calculator to estimate your repayments, then apply online in minutes.

Finance Your Next
Vehicle

  • New and used vehicles
  • Cars, vans, EV's, motorbikes & boats
  • Caravans & motorhomes
Vehicle Finance

Tailored Finance for Your Business

  • Business vehicles
  • Cars, vans, utes
  • Small trucks
Business Finance

Reach Your Goals with Personal Finance

  • Secured personal loans
  • Unsecured personal loans
  • Property loans
Personal Finance

Why choose Oxford Finance


Oxford Finance is a fully New Zealand-owned and operated company dedicated to providing tailored financing solutions to meet your specific needs.

Flexible Loan Terms
We offer flexible loan terms ranging from one to five years, ensuring that you can find the most suitable repayment schedule for your circumstances.

Secure and Convenient Online Application Process
It’s easy to follow and secure – Take a few minutes to complete our form, and our team will be in touch. Once we’ve received all relevant information, you can expect an answer within one business day.

Proven Industry Experience
With over 30 years of experience in the financial industry, Oxford Finance has established itself as a trusted and reliable institution. We are committed to providing exceptional customer service and ensuring responsible lending practices.

24/7 Account Access
Stay in control with round-the-clock access to your account. Conveniently monitor your loan activity, and update your personal information at your own convenience.

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Frequently asked questions

The cost of finance depends on the amount borrowed, loan term, interest rate and applicable fees. Your rate will be based on your individual circumstances and the type of finance you choose.

Changes may be possible depending on your loan and circumstances. Contact Oxford Finance to discuss repayment frequency, loan top-ups or other available options.

A finance company lends you money, which you repay over an agreed term with interest and applicable fees. Approval and loan terms are based on your application, affordability and credit assessment.

You will usually need valid photo identification, information about your income and expenses, and recent bank statements. Additional documents may be required depending on the type of finance.

Finance options can include vehicle finance, business finance, secured and unsecured personal loans, and property loans. The right option depends on what you need and your circumstances.

Oxford Finance aims to provide an answer within one business day once we have received all the relevant information from you.

Yes. Consumer lenders in New Zealand must follow responsible lending and consumer credit laws designed to protect borrowers.

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What our customers say about us.

Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.

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