Vehicle Finance Made Easy!
Oxford Finance offers reliable vehicle loans for new and used cars, motorbikes, boats, and caravans. We work closely with you to tailor a finance package to your unique lifestyle, circumstances, and budget. Apply today for vehicle finance in NZ that works for you, and see why so many Kiwis trust Oxford to finance their next vehicle.
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
*Estimated repayment amount is based on an indicative fixed interest rate of 10.95% p.a., includes a $174 establishment fee and a $6 monthly account maintenance fee. Finance approval and actual interest rate are subject to Oxford’s credit, suitability and affordability criteria. Learn more about fees and charges. T&Cs will apply.
We're here to help you get behind the wheel
We provide finance from $2,000 for new and used vehicles. With competitive rates and flexible terms, we’ll work with you to ensure your loan repayments are manageable and fit within your budget. Finance your next vehicle with Oxford Finance today.
Eligibility
By understanding your financial situation we can tailor a loan to suit your needs without causing you undue financial strain. To get a vehicle loan from Oxford Finance, you need to meet some minimum requirements:
- Be 18 years of age or older
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax).
Peace of mind products and services
Insurance
Oxford Finance works with insurance provider Autosure to protect your vehicle investment. They offers a range of products to protect you and your vehicle against unforeseen circumstances.
Find out about insurance.
- Mechanical Breakdown Insurance
- Payment Protection Insurance
- Guaranteed Asset Protection
- Car Insurance
Payment Waiver
Let us take care of your repayments should the unexpected happen. Discover the benefits of Payment Waiver.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Gene C
The whole process was super easy! Nothing was too much trouble and the person who was assisting us was very friendly and professional.
Chris H
Always good communication and prompt service. This is my third vehicle purchase through Oxford.
Rita S
Oxford Finance has got a really good understanding with their representatives and the whole deal was so easy, without any worries from me. It was just sorted. Would really recommend them for financing.
Geoff S
Top notch lender. Made the whole process very smooth.
Nathan R
100% excellent service from start to completion, very fast and professional service, easy to apply and acceptance fast. Couldn’t fault the professional service that they have provided.
Julie C
Only ever dealt with Oxford finance they are fast and friendly taking the time to really explain things I highly recommend this company.