Loan Calculator
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
Try our easy to use loan calculator
Enter the amount you’d like to borrow, then use the calculator slider to select a payment frequency. Our loan calculator will give yout an idea of what your estimated repayments may be.
If you have any questions about getting finance or need help with your application, talk to one of our experienced lenders, or apply online today.
Eligibility
To get a loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 18 years of age or older
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax)
For business loans the requirements are a little different. Find out more here.
Peace of mind products and services
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.
Frequently asked questions
Enter the amount you want to borrow, choose a loan term and select your repayment frequency. The calculator will estimate your repayments and the total amount repayable.
A loan calculator provides a useful estimate based on the information entered. Your actual repayments may differ depending on your approved interest rate, fees and loan terms.
The Oxford Finance loan calculator uses an indicative fixed rate of 9.95% per annum. Your actual rate will depend on your application and individual circumstances.
Yes. The estimate includes a $153 establishment fee and a $4 monthly account maintenance fee. Other costs may apply depending on your loan.
A shorter loan term usually means higher repayments but less interest overall. A longer term may reduce each repayment but increase the total interest paid.
The amount you may be able to borrow depends on your income, regular expenses, existing debts and ability to afford the repayments. A full application is required to confirm your borrowing limit.
What our customers say about us.
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
