Business Vehicle Finance Made Easy!
Keep your business moving with our car loans for businesses. Cars, vans, utes, small trucks, you name it, we can help you get it!
Talk to our dedicated team of business vehicle finance specialists for assistance today.
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
Our business vehicle loans help you put your business on the road
Whether you’re starting out or expanding, we can help you finance your business into a new or used vehicle.
Our application process for a business vehicle loan is quick and easy, giving you maximum time to keep your business moving. We also offer Autosure Insurance and Payment Waiver to make your finance experience as stress-free and convenient as possible.
We can work with you to find an ideal loan structure for your business circumstances and tailor repayments to suit your cash flow.
Apply for a business vehicle loan online today, or talk to one of our experienced Commercial lenders.
Business vehicle loan eligibility
To get a business vehicle loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 18 years of age or older with proof if I.D. E.g. NZ drivers licence
- The minimum amount to be financed is $5,000
- You have a NZ Business Number or you are a Sole Trader
- You are a NZ resident or hold a valid work visa
- You can provide personal guarantees from directors if required
- You are not currently bankrupt or have a credit default history
How long does it take?
Where a traditional bank might keep you waiting for days, we aim to give you an answer by the next business day.
Peace of mind products and services
We provide various services to ensure your loan experience is seamless and hassle-free.
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.
After your finance is approved
Once your business vehicle finance application has been approved, you will receive the funds to purchase your car, van or ute, putting your business on the road.
Our business vehicle finance specialists will work closely with you to understand you company’s needs and what you can afford. With personally tailored repayments, you can get the vehicles you need to drive your business forward with Oxford Finance.
Frequently asked questions
You can apply for a business vehicle loan directly with us through our easy to use online portal. Applying online takes less than 7 minutes, and we will contact you within 24 hours.
By completing our application form online and supplying us with your financial statements / bank statements, we will aim to provide an answer within 24 hours for loans up to $75,000.
You will need to supply the latest three months bank statements, and latest financials for the business borrowing the money.
For loans under $100,000, one company director is required to sign on behalf of the company borrowing the money. Where the exposure is greater than $100,000, and there is two or more directors of the company, a minimum of two directors will be required to sign the agreement.
Yes, your application will be accessed as a business loan.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Gene C
The whole process was super easy! Nothing was too much trouble and the person who was assisting us was very friendly and professional.
Chris H
Always good communication and prompt service. This is my third vehicle purchase through Oxford.
Rita S
Oxford Finance has got a really good understanding with their representatives and the whole deal was so easy, without any worries from me. It was just sorted. Would really recommend them for financing.
Geoff S
Top notch lender. Made the whole process very smooth.
Nathan R
100% excellent service from start to completion, very fast and professional service, easy to apply and acceptance fast. Couldn’t fault the professional service that they have provided.
Julie C
Only ever dealt with Oxford finance they are fast and friendly taking the time to really explain things I highly recommend this company.