Car Loans Made Easy!
Securing the keys to your dream car has never been easier than wth Oxford Finance.
Breeze through your car loan application with our streamlined process, flexible terms and personalised assistance. Apply with us for a car loan today.
Car Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
Time for an upgrade or a second car?
We provide finance for cars, utes, vans and electric vehicles.
Ask us about a pre-approved car loan – you’ll have the confidence in knowing just how much you can spend, along with the added benefits of being a cash buyer.
Try our easy to use calculator – simply input the amount you’d like to borrow and adjust the slider to see what your estimated weekly, fortnightly, or monthly repayments might be.
Applying for car finance has never been easier. Apply online today, or talk to one of our experienced lenders.
Car Loans – Eligibility
To get a car loan from Oxford, there are some minimum requirements you need to meet:
- Be 18 years of age or older
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax)
Enjoy peace of mind with our add-on services
Insurance
Autosure offer a range of products to protect you and your vehicle against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your car loan repayments should the unexpected happen. Find out about Payment Waiver.
Need a hand with something else?
Oxford Finance doesn’t just offer car loans – We provide finance for motorbikes, boats and jet skis, caravans and motorhomes, as well as business and personal loans.
So, whether you simply want to get from A to B, catch a fish, or explore the outdoors, our team of experts have the solutions for you.
Frequently asked questions
Approximately one business day once we have received all relevant information from you.
Yes, a pre-approval can be given as long as the car you want fits the criteria for a loan. A pre-approval is valid for 14 days.
Yes, your car needs to be insured against theft and accident damage, and Oxford Finance will need to be noted on the insurance policy.
Repayments can be made by direct debit from your nominated bank account.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Gene C
The whole process was super easy! Nothing was too much trouble and the person who was assisting us was very friendly and professional.
Chris H
Always good communication and prompt service. This is my third vehicle purchase through Oxford.
Rita S
Oxford Finance has got a really good understanding with their representatives and the whole deal was so easy, without any worries from me. It was just sorted. Would really recommend them for financing.
Geoff S
Top notch lender. Made the whole process very smooth.
Nathan R
100% excellent service from start to completion, very fast and professional service, easy to apply and acceptance fast. Couldn’t fault the professional service that they have provided.
Julie C
Only ever dealt with Oxford finance they are fast and friendly taking the time to really explain things I highly recommend this company.