Car Loans Made Easy!

Securing the keys to your dream car has never been easier than wth Oxford Finance.

Breeze through your car loan application with our streamlined process, flexible terms and personalised assistance. Apply with us for a car loan today.

Car Loan Calculator

Loan Amount:

Term Required: (months)

  • 12
  • 18
  • 24
  • 30
  • 36
  • 42
  • 48
  • 54
  • 60

Repayment Frequency

Your estimated weekly repayment amount is:

Total repayment over lifetime of loan: 0

SUV in country road

Time for an upgrade or a second car?

We provide finance for cars, utes, vans and electric vehicles.

Ask us about a pre-approved car loan – you’ll have the confidence in knowing just how much you can spend, along with the added benefits of being a cash buyer.

Try our easy to use calculator – simply input the amount you’d like to borrow and adjust the slider to see what your estimated weekly, fortnightly, or monthly repayments might be.

Applying for car finance has never been easier. Apply online today, or talk to one of our experienced lenders.

Car Loans – Eligibility

To get a car loan from Oxford, there are some minimum requirements you need to meet:

  • Be 18 years of age or older
  • Be a NZ citizen or hold a valid NZ residents visa
  • Hold a current NZ full or restricted drivers licence
  • Earn over $30,000 per year (before tax)
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Enjoy peace of mind with our add-on services

Autosure offer a range of products to protect you and your vehicle against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.

Payment Waiver
Let us take care of your car loan repayments should the unexpected happen. Find out about Payment Waiver.

Need a hand with something else?

Oxford Finance doesn’t just offer car loans – We provide finance for motorbikes, boats and jet skis, caravans and motorhomes, as well as business and personal loans.

So, whether you simply want to get from A to B, catch a fish, or explore the outdoors, our team of experts have the solutions for you.

girl walking in bush

Frequently asked questions

Approximately one business day once we have received all relevant information from you.

Yes,  a pre-approval can be given as long as the car you want fits the criteria for a loan. A pre-approval is valid for 14 days.

Yes, your car needs to be insured against theft and accident damage, and Oxford Finance will need to be noted on the insurance policy.

Repayments can be made by direct debit from your nominated bank account.

Apply in three easy steps!

Apply Now
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Apply Online

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Get Approved

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What our customers say about us

Oxford Finance is helping Kiwis nationwide. Here what our satisfied customers have to say about our vehicle, business and personal finance options.