Secured Personal Loans Made Easy!

Loan Calculator

Loan Amount:

Term Required: (months)

  • 12
  • 18
  • 24
  • 30
  • 36
  • 42
  • 48
  • 54
  • 60

Repayment Frequency

Your estimated weekly repayment amount is:

Total repayment over lifetime of loan: 0

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Life can often be full of surprises!

It could be a new baby in the family or a wedding to arrange. Whatever the reason, we’re here to help lend a hand.

Apply online for finance today, or talk to one of our experienced lenders about our flexible terms and repayment options.


To get a loan from Oxford Finance, there are some minimum requirements you need to meet:

  • Be 18 years of age or older
  • Be a NZ citizen or hold a valid NZ residents visa
  • Hold a current NZ full or restricted drivers licence
  • Earn over $30,000 per year (before tax)
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Peace of mind products and services

Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.

Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.

Other ways we can help

Do you need a loan for something else? We provide finance for cars, motorbikes, boats and jet skis, caravan and motorhome loans, as well as business loans.

Whether you simply want to get from a to B, or even grow your new business venture, our lending team have the solutions for you.

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Frequently asked questions

Approximately one business day once we have received all the relevant information from you.

Yes, your existing payment history and exposure with Oxford Finance is taken into consideration for a new loan.

Whilst your repayments may reduce, having a loan over a longer term may mean that you are paying extra interest over a longer period of time.

Repayments can be make by direct debit from your nominated bank account.

Apply in three easy steps!

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What our customers say about us

Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.