Property Loans Made Easy!
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
*Estimated repayment amount is based on an indicative fixed interest rate of 10.95% p.a., includes a $174 establishment fee and a $6 monthly account maintenance fee. Finance approval and actual interest rate are subject to Oxford’s credit, suitability and affordability criteria. Learn more about fees and charges. T&Cs will apply.
Think about renovating your home with a property loan
We offer finance for all your renovation needs. Let us help you get it done faster.
Check out our loan calculator and apply online for a property loan today. Or, talk to one of our experienced lenders about our flexible terms and repayment options.
Eligibility
To get a property loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 18 years of age or older
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax)
Peace of mind products and services
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of the repayments on your property loan should the unexpected happen. Find out about Payment Waiver.
A range of lending solutions
Did you know that we can provide finance for cars, motorbikes, boats and jet skis, caravans and motorhomes, as well as business and personal loans?
Whatever your lending needs may be, our dedicated lending team hav the solutions for you. Get in touch with us today.
Frequently asked questions
Approximately one business day once we have received all relevant information from you.
Yes, your existing payment history and exposure with Oxford Finance is taken into consideration for a new loan.
Whilst your repayments may reduce, having a loan over a longer term may mean that you are paying extra interest over a longer period of time.
Repayments can be made by direct debit from your nominated bank account.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Gene C
The whole process was super easy! Nothing was too much trouble and the person who was assisting us was very friendly and professional.
Chris H
Always good communication and prompt service. This is my third vehicle purchase through Oxford.
Rita S
Oxford Finance has got a really good understanding with their representatives and the whole deal was so easy, without any worries from me. It was just sorted. Would really recommend them for financing.
Geoff S
Top notch lender. Made the whole process very smooth.
Nathan R
100% excellent service from start to completion, very fast and professional service, easy to apply and acceptance fast. Couldn’t fault the professional service that they have provided.
Julie C
Only ever dealt with Oxford finance they are fast and friendly taking the time to really explain things I highly recommend this company.