Boat Loans Made Easy!

Loan Calculator

Loan Amount:

Term Required: (months)

  • 12
  • 18
  • 24
  • 30
  • 36
  • 42
  • 48
  • 54
  • 60

Repayment Frequency

Your estimated weekly repayment amount is:

Total repayment over lifetime of loan: 0

looking towards beach from back of boat

Get a loan from us when it's time to get out on the water!

We finance new and used trailered boats and jet skis.

Ask us about pre-approvals – you’ll have the confidence in knowing just how much you can spend, along with the added benefits of being a cash buyer.

Apply online today, or talk to one of our experienced lenders.


To get a boat loan from Oxford Finance, there are some minimum requirements you need to meet:

  • Be 18 years of age or older
  • Be a NZ citizen or hold a valid NZ residents visa
  • Hold a current NZ full or restricted drivers licence
  • Earn over $30,000 per year (before tax)
hand with blue pen making on a checklist box
Woman at laptop on phone

Peace of mind products and services

Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.

Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.

A range of lending solutions

Oxford Finance can assist with all types of loans, including loans for cars, motorbikes, caravans and motorhomes, as well as business and personal loans.

With flexible loan terms ranging from one to five years, our team are dedicated to finding the right solutions to suit your needs.

open rural road

Frequently asked questions

Approximately one business day once we have received all the relevant information from you.

Yes, a pre-approval can be given as long as the boat you want fits the criteria for a loan. A pre-approval is valid for 14 days.

Yes, your boat needs to be insured against theft and accident damage, and Oxford Finance will need to be noted on the insurance policy.

Repayments can be made by direct debit from your nominated bank account.

Apply in three easy steps!

Apply Now
Apply Online - Mouse

Apply Online

Get Approved - Thumbs Up

Get Approved

Success - Aquire Money


What our customers say about us

Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.