Boat Loans Made Easy!
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
*Estimated repayment amount is based on an indicative fixed interest rate of 10.95% p.a., includes a $174 establishment fee and a $6 monthly account maintenance fee. Finance approval and actual interest rate are subject to Oxford’s credit, suitability and affordability criteria. Learn more about fees and charges. T&Cs will apply.
Get a loan from us when it's time to get out on the water!
We finance new and used trailered boats and jet skis.
Ask us about pre-approvals – you’ll have the confidence in knowing just how much you can spend, along with the added benefits of being a cash buyer.
Ready to get started? Apply online, or talk to one of our experienced lenders today.
- Quick and easy online application
- Competitive interest rates
- Flexible repayment options
Eligibility
To get a boat loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 18 years of age or older
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax)
Peace of mind products and services
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.
A range of lending solutions
Oxford Finance can assist with all types of loans, including loans for cars, motorbikes, caravans and motorhomes, as well as business and personal loans.
With flexible loan terms ranging from one to five years, our team are dedicated to finding the right solutions to suit your needs.
Frequently asked questions
Approximately one business day once we have received all the relevant information from you.
Yes, a pre-approval can be given as long as the boat you want fits the criteria for a loan. A pre-approval is valid for 14 days.
Yes, your boat needs to be insured against theft and accident damage, and Oxford Finance will need to be noted on the insurance policy.
Repayments can be made by direct debit from your nominated bank account.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Gene C
The whole process was super easy! Nothing was too much trouble and the person who was assisting us was very friendly and professional.
Chris H
Always good communication and prompt service. This is my third vehicle purchase through Oxford.
Rita S
Oxford Finance has got a really good understanding with their representatives and the whole deal was so easy, without any worries from me. It was just sorted. Would really recommend them for financing.
Geoff S
Top notch lender. Made the whole process very smooth.
Nathan R
100% excellent service from start to completion, very fast and professional service, easy to apply and acceptance fast. Couldn’t fault the professional service that they have provided.
Julie C
Only ever dealt with Oxford finance they are fast and friendly taking the time to really explain things I highly recommend this company.