Unsecured Personal Loans Made Easy!
Unsecured Personal Loans
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
A loan for any occasion
If you’re looking for a convenient loan solution without the hassle of collateral, an unsecured personal loan may be the right fit for you.
With an unsecured personal loan, you can borrow from $2,000 up to $20,000, and use it for almost anything – including weddings, travel, home renovations, education, and more. Plus, our fast online process means funds could be made available to you within one business day.
Eligibility
To get an unsecured loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 23 years of age or older
- Be a NZ citizen or hold a valid NZ residents visa
- Be in permanent employment and earn over $50,000 per year (before tax)
- Have current and valid identification - drivers license or passport
- Meet minimum credit score requirements
Peace of mind products and services
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.
Other ways we can help
Do you need a loan for something else? We provide finance for cars, motorbikes, boats and jet skis, caravan and motorhome loans, as well as business loans.
Whether you simply want to get from a to B, or even grow your new business venture, our lending team have the solutions for you.
Frequently asked questions
A secured loan is ‘secured’ against an asset or collateral, such as a car. This means that if you are unable to repay the loan, the lender can sell the asset to cover their costs. On the other hand, an unsecured personal loan doesn’t require an asset or collateral as security.
Yes, your existing payment history and exposure with Oxford Finance is taken into consideration for a new loan.
Whilst your repayments may reduce, having a loan over a longer term may mean that you are paying extra interest over a longer period of time.
Repayments can be make by direct debit from your nominated bank account.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Gene C
The whole process was super easy! Nothing was too much trouble and the person who was assisting us was very friendly and professional.
Chris H
Always good communication and prompt service. This is my third vehicle purchase through Oxford.
Rita S
Oxford Finance has got a really good understanding with their representatives and the whole deal was so easy, without any worries from me. It was just sorted. Would really recommend them for financing.
Geoff S
Top notch lender. Made the whole process very smooth.
Nathan R
100% excellent service from start to completion, very fast and professional service, easy to apply and acceptance fast. Couldn’t fault the professional service that they have provided.
Julie C
Only ever dealt with Oxford finance they are fast and friendly taking the time to really explain things I highly recommend this company.