Personal Finance Made Easy!
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
*Estimated repayment amount is based on an indicative fixed interest rate of 9.95% p.a., includes a $174 establishment fee and a $6 monthly account maintenance fee. Finance approval and actual interest rate are subject to Oxford’s credit, suitability and affordability criteria. Learn more about fees and charges. T&Cs will apply.
Flexible loans with manageable solutions
Looking for a flexible loan to help you with home renovations, paying bills, or even a holiday? We’ve got you covered! You can borrow from $2,000 for:
Eligibility
To get a personal loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 18 years of age or older (Under 21? Co-borrower required)
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax)
Peace of mind products and services
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Kate C
We were very impressed with Oxford Finance, they had great service, their communication and turnaround time was really good too. Highly recommend.
Jacquoline S
I had a fantastic experience with Oxford Finance! The application process was fast, simple, and stress-free. They were incredibly professional and easy to deal with from start to finish. Highland recommend to anyone looking for hassle-free finance.
Craig B
Easy to deal with. Prompt with any queries. Will definitely use again.
Rajitha K
Great to deal with and easy to manage your loan with their user-friendly customer portal.
Rawinia R
Great team, helpful, friendly and professional.
David C
Always easy and friendly to talk to when on the phone, and always a fast response through email.