Loan Calculator
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
*Estimated repayment amount is based on an indicative fixed interest rate of 9.95% p.a., includes a $174 establishment fee and a $6 monthly account maintenance fee. Finance approval and actual interest rate are subject to Oxford’s credit, suitability and affordability criteria. Learn more about fees and charges. T&Cs will apply.
Try our easy to use loan calculator
Enter the amount you’d like to borrow, then use the calculator slider to select a payment frequency. Our loan calculator will give yout an idea of what your estimated repayments may be.
If you have any questions about getting finance or need help with your application, talk to one of our experienced lenders, or apply online today.
Eligibility
To get a loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 18 years of age or older
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax)
For business loans the requirements are a little different. Find out more here.
Peace of mind products and services
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.
Kate C
We were very impressed with Oxford Finance, they had great service, their communication and turnaround time was really good too. Highly recommend.
Jacquoline S
I had a fantastic experience with Oxford Finance! The application process was fast, simple, and stress-free. They were incredibly professional and easy to deal with from start to finish. Highland recommend to anyone looking for hassle-free finance.
Craig B
Easy to deal with. Prompt with any queries. Will definitely use again.
Rajitha K
Great to deal with and easy to manage your loan with their user-friendly customer portal.
Rawinia R
Great team, helpful, friendly and professional.
David C
Always easy and friendly to talk to when on the phone, and always a fast response through email.