Caravan & Motorhome Loans Made Easy!
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
*Estimated repayment amount is based on an indicative fixed interest rate of 9.95% p.a., includes a $174 establishment fee and a $6 monthly account maintenance fee. Finance approval and actual interest rate are subject to Oxford’s credit, suitability and affordability criteria. Learn more about fees and charges. T&Cs will apply.

Time to explore the countryside?
Nothing beats a caravan or motorhome to hit the road at your own leisurely pace.
Ask us about pre-approved finance – you’ll have the confidence in knowing just how much you can spend, along with the added benefits of being a cash buyer.
Apply online today, or talk to one of our experienced lenders.
Eligibility
To get a caravan or motorhome loan from Oxford Finance, there are some minimum requirements you need to meet:
- Be 18 years of age or older (Under 21? Co-borrower required)
- Be a NZ citizen or hold a valid NZ residents visa
- Hold a current NZ full or restricted drivers licence
- Earn over $30,000 per year (before tax)


Peace of mind products and services
Insurance
Autosure offer a range of products to protect you against unforeseen circumstances:
Mechanical Breakdown Insurance, Payment Protection Insurance, Guaranteed Asset Protection and Car Insurance.
Find out about insurance.
Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.
Other ways we can help
Do you need a loan for something else? We provide finance for cars, motorbikes, boats and jet skis, as well as business and personal loans.
So, whether you simply want to get from A to B, or explore our New Zealand countryside, our team have the solutions for you.

Frequently asked questions
Approximately one business day once we have received all relevant information from you.
Yes, a pre-approval can be given as long as the caravan or motorhome you want fits the criteria for a loan. A pre-approval is valid for 14 days.
Yes, it needs to be insured against theft and accident damage, and Oxford Finance will need to be noted on the insurance policy.
Loan Repayment Insurance (LRI), Mechanical Breakdown Insurance (MBI), and Guaranteed Asset Protection (GAP) insurance each offer distinct benefits that may or may not be suitable for your needs. These insurances are optional and can be financed within your loan or paid for separately from your loan.
Repayments can be made by direct debit from your nominated back account.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.