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With Oxford Personal Finance,
Kiwis can do!

Get access to money and manageable repayments to suit your budget with Oxford Finance. Life is full of surprises, and some of them catch us financially unprepared. If you don’t want to touch your savings account, or don’t have enough emergency funds to cover an expense, we can help. We provide personal finance to cover.

  • Property Finance

  • Secured Personal Loans

  • Dept Consolidation
  • Marine Finance
  • Vehicle Finance
  • Some of life’s little extras

Personal Finance

Calculate Now

  • Vehicle
  • Business
  • Personal
Speedy turnaround, minimal delays.

Get hold of the money you need… fast. Keep your valid New Zealand Driver’s License and your total income and expenses handy for the application process. We’ll then make your online application quick and easy.

Your finance, your way.

Spend the money however you want – on large one-time events, such as weddings, funerals or having a baby; urgent cash needs such as medical bills or home repairs; family holidays or even on smart debt consolidation.

Over 65 years of industry experience.

Have the confidence to apply for your loan by partnering with a trusted provider of financial services in New Zealand. We built our business on decades of commitment to integrity and honesty. 

Made of NZ for NZ.

Proudly local, we celebrate with you the Kiwi “can do” attitude by providing attractive interest rates and keeping the application process simple for you. Find the most straightforward financial solutions for your personal needs.

Loans to get leverage.

With a philosophy to keep things as simple and affordable as possible, we offer flexible terms and structures to suit individual needs. Our loans help you grow, not weigh you down.

Build credit.

Get access to lower repayment interest rates and bigger loans in the future by building your credit score. The difference in interest rates for someone with good and bad credit can be huge. This makes getting small personal loans an intelligent financial move.

Find out how much your repayments are likely to be.
Use our calculator for a quick quote!

Oxford offers a variety of Personal Finance solutions!
Competitive rates
Competitive rates
Flexible terms
Flexible terms
Repayments to suit your lifestyle
Repayments to suit your lifestyle
Pre-approved finance, giving you the benefits of being a cash buyer
Pre-approved finance, giving you the benefits of being a cash buyer

We offer the following insurance products to help protect you against unforeseen circumstances.
Ask us today about:
Payment Protection Insurance, Guaranteed Asset Protection, Mechanical Breakdown Insurance and Motor Vehicle Insurance

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Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.

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Vehicle Finance
Get behind the wheel of your sweet new ride or take care of emergency repairs or regular maintenance. We offer the fix for whatever vehicle financing you need.
Marine Finance
Refurbish your existing yacht or powerboat or build a new boat one and enjoy as much freedom as cruising the ocean can offer with Oxford’s Marine Finance.
Property Finance
Add space and comfort to your home, update the look through renovations or treat your family to a rewarding holiday. Improve your lifestyle with Property Finance.
Secured Personal Loan & Debt Consolidation
Just when you thought it couldn’t get any better, enjoy rock-bottom rates with secured Personal Loans. Lower your interest rates, and simplify your monthly bills by combining all your monthly repayments. Take out an Oxford Personal Finance and deal with debt consolidation the smart way.
Make an intelligent, informed financial decision.
Apply online today to get an assessment and quick access to your money.

Apply Now
For further concerns and questions, our knowledgeable Personal Finance Specialists are ready to help you.
Contact us.

Contact us

Make an Intelligent, Informed Financial Decision

Contact our friendly business loan specialists today!

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About Us

We're Made of New Zealand. We have regional finance experts nationwide to help you find your best financial plan.