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With Oxford Personal Finance,
Kiwis can do!

Life is full of surprises - whether it's home renovations, a surprise overseas trip, or a new baby!  Get access to money with manageable repayments to suit your budget. We provide personal finance solutions to enable you the freedom to enjoy life, your way.

  • Property Finance

  • Secured Personal Loans

  • Debt Consolidation
  • Marine Finance
  • Vehicle Finance
  • Some of life’s little extras

Personal Finance

Calculate Now

  • Vehicle
  • Business
  • Personal

Your minimum repayment amount is

for the total loan amount of


Speedy turnaround, minimal delays.

Help us make your application process quick and easy – keep your valid NZ driver’s licence and total income and expense details on hand when you apply.

Your finance, your way.

Spend the money however you want – on large one-time events, such as weddings, funerals or having a baby; urgent cash needs such as medical bills or home repairs; family holidays or even on smart debt consolidation.

Over 65 years of industry experience.

We’ve been around long enough to know the best practices for lending money, so you can rest assured we’ll take care of you every step of the way.

Made of NZ for NZ.

Locally owned and operated, we value honesty, trust and integrity, offering you personal finance you can afford.

Loans to get leverage.

With a philosophy to keep things as simple and affordable as possible, we offer flexible terms and structures to suit individual needs. Our loans help you grow, not weigh you down.

Boost your personal credit score.

Credit ratings do matter – the better borrower you are, the lower the interest rates available to you in the future. That’s why we’ll tailor your personal loan to make meeting your financial commitments easy.

Find out how much your repayments are likely to be.
Use our calculator for a quick quote!

Oxford offers a variety of Personal Finance solutions!
Competitive rates
Competitive rates
Flexible terms
Flexible terms
Repayments to suit your lifestyle
Repayments to suit your lifestyle
Pre-approved finance, giving you the benefits of being a cash buyer
Pre-approved finance, giving you the benefits of being a cash buyer

We offer the following insurance products to help protect you against unforeseen circumstances.
Ask us today about:
Payment Protection Insurance, Guaranteed Asset Protection, Mechanical Breakdown Insurance and Motor Vehicle Insurance

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Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.

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Vehicle Finance
Get behind the wheel of your sweet new ride or take care of emergency repairs or regular maintenance. We offer the fix for whatever vehicle financing you need.
Marine Finance
Refurbish your existing yacht or powerboat or build a new boat one and enjoy as much freedom as cruising the ocean can offer with Oxford’s Marine Finance.
Property Finance
Add space and comfort to your home, update the look through renovations or treat your family to a rewarding holiday. Improve your lifestyle with Property Finance.
Secured Personal Loan & Debt Consolidation
Just when you thought it couldn’t get any better, enjoy rock-bottom rates with secured Personal Loans. Lower your interest rates, and simplify your monthly bills by combining all your monthly repayments. Take out an Oxford Personal Finance and deal with debt consolidation the smart way.
Make an intelligent, informed financial decision.
Apply online today to get an assessment and quick access to your money.

Apply Now
For further concerns and questions, our knowledgeable Personal Finance Specialists are ready to help you.
Contact us.

Contact us

Make an Intelligent, Informed Financial Decision

Contact our friendly personal loan specialists today!

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About Us

We're Made of New Zealand. We have regional finance experts nationwide to help you find your best financial plan.