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With Oxford Personal Finance,
Kiwis can do!

Life is full of surprises - whether it's home renovations, a surprise overseas trip, or a new baby!  Get access to money with manageable repayments to suit your budget. We provide personal finance solutions to enable you the freedom to enjoy life, your way.

  • Property Finance

  • Secured Personal Loans

  • Debt Consolidation
  • Marine Finance
  • Vehicle Finance
  • Some of life's little extras

Personal Finance

Calculate Now

  • Vehicle
  • Business
  • Personal

Your minimum repayment amount is

for the total loan amount of


Speedy turnaround, minimal delays.

Help us make your application process quick and easy – keep your valid NZ driver’s licence and total income and expense details on hand when you apply.

Your finance, your way.

Spend the money however you want – on large one-time events, such as weddings, funerals or having a baby; urgent cash needs such as medical bills or home repairs; family holidays or even on smart debt consolidation.

Over 65 years of industry experience.

We’ve been around long enough to know the best practices for lending money, so you can rest assured we’ll take care of you every step of the way.

Made of NZ for NZ.

Locally owned and operated, we value honesty, trust and integrity, offering you personal finance you can afford.

Loans to get leverage.

With a philosophy to keep things as simple and affordable as possible, we offer flexible terms and structures to suit individual needs. Our loans help you grow, not weigh you down.

Boost your personal credit score.

Credit ratings do matter – the better borrower you are, the lower the interest rates available to you in the future. That’s why we’ll tailor your personal loan to make meeting your financial commitments easy.

Find out how much your repayments are likely to be.
Use our calculator for a quick quote.

Oxford offers a variety of personal finance solutions.
Competitive rates
Competitive rates
Flexible terms
Flexible terms
Repayments to suit your lifestyle
Repayments to suit your lifestyle
Pre-approved finance, giving you the benefits of being a cash buyer
Pre-approved finance, giving you the benefits of being a cash buyer

We offer the following insurance products to help protect you against unforeseen circumstances.
Ask us today about:
Payment Protection Insurance, Guaranteed Asset Protection, Mechanical Breakdown Insurance and Car Insurance

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Payment Waiver
Let us take care of your repayments should the unexpected happen. Find out about Payment Waiver.

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Vehicle Finance
Do you need an upgrade or a second car? See how much you can borrow with our online calculator and apply today.
Marine Finance
Whether it's seasonal maintenance or time to get a bigger family boat, Oxford Finance can help.
Personal Finance
If it's time to update a tired looking kitchen or refresh the bathroom, a little help from us could go a long way.
Debt Consolidation
Simplify your bills into one easy monthly repayment. Ask us about secured personal loans and debt consolidation.
Ask for a quote and get
pre-approved today.
Talk to a personal finance
specialist, we're here to help.

Find out more

Email us today

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About Us

We're Made of New Zealand. We have regional finance experts nationwide to help you find your best financial plan.